...Buy What You Love, Pay How You Like.

Enjoy Payment Flexibility

Payments that fit your lifestyle. No interest on weekly payments or low-interest bi-weekly and monthly instalments. No stress-just smiles.

Businesses

Get ready to grow your business and boost your sales volume. We create loyal customers and repeat purchases.

Happy Customers

With flexible payments, you can spread payments over time without immediate full payment.

about CanPay

Manage Your Budget with Flexible Payment

At CanPay, we believe everyone deserves the financial flexibility to access the products and services they need or desire without the pressure of paying in full upfront. We are more than just a Buy Now, Pay Later provider; we are a catalyst for financial empowerment, a smart solution for budget-conscious consumers, and a trusted partner in promoting responsible spending.

Browse The Shopping Categories

Explore a wide range of trusted merchant stores. From electronics and fashion to beauty, appliances, and building materials, CanPay lets you shop what you love and pay flexibly.

Checkout with CanPay

Kickstart your purchase with just 25% upfront! Then, spread the rest with zero interest weekly or low-interest bi-weekly and monthly instalments. Get what you love today and pay on your terms with CanPay.

Pay Over Time with Confidence

Our installment plans are transparent and hassle-free with no hidden fees. Schedule your payments and manage your finances easier.

Exciting Opportunity!

We are currently recruiting an Operations Manager to oversee the end-to-end execution of the company’s operational strategy and drive efficiency. Learn more and apply here

Simplify payments and elevate shopping experiences

Take Control of Your Shopping Budget!

CanPay makes it easy to split your purchases into manageable payments—no stress, no hidden fees. Whether you're upgrading to a new phone, refreshing your wardrobe, or expanding your business, we’ve got you covered every step of the way.

Our Solution

Shop with Smiles Today, Spread Payment Over Time!

CanPay gives customers a more convenient, flexible, and affordable way to pay for the things they need without the burden of upfront cost. We are committed to empowering everyday people by providing alternative payment solutions through our growing network of trusted merchants.

Join the happy customers:

Buy Now, Pay Later (BNPL) solution designed to empower consumers with flexible, interest-free weekly or low bi-weekly and monthly. Make 25% payment upfront and split purchases into manageable installments, CanPay gives you the freedom to shop smarter and manage your finances better. This solution empowers you to get what you need today with no stress, no hidden surprises.

  • Financial Flexibility
  • Interest-Free Options
  • Improved Shopping Experience
  • No Hidden Fees

Benefits for Merchants

CanPay gives your business a boost in sales, increase customer loyalty and drive repeat purchases. As a merchant, you get paid upfront by CanPay which increases average order values and drive more completed purchases.

Grow your business with CanPay, where payment flexibility meets merchant profitability.

  • Boost Sales
  • Get Paid Upfront
  • Build Loyalty
  • Zero Risk

frequently asked questions

Merchants & Customers Questions and Answers

What is CanPay?

CanPay is a Buy Now, Pay Later (BNPL) service that allows you to split your purchases into installments (Zero interest on weekly payments, 2.93% on bi-weekly, and 5.65% on monthly payments.): online or in-store, without any hidden fees

How does CanPay work in simple terms?

Checkout with your CanPay details, confirm approval and payment plan and pay in flexible installments over time. No paperwork, no stress.

Is CanPay really interest-free?

We charge Zero interest on weekly payments, 2.93% on bi-weekly, and 5.65% on monthly payments. Late payments may attract a fee clearly stated before checkout.

Who can use CanPay?

Any individual over 18 years of age with a valid ID, Phone Number and a consistent income source. KYC (Know Your Customer) may be required during sign up, reviews and approval.

How do I repay?

Pay your instalments hassle-free using Mobile Money, Visa or Mastercard. Just choose your payment plan, and settle each amount on or before the due date—simple, secure, and stress-free!

Want to clear your balance early?

Go ahead! Pay off anytime with zero penalties—because flexibility is what we’re all about.